Escrow-protected payments for Nigeria

Buy and sell online without the fear of fraud

TrustLock holds a buyer's payment in secure escrow and only releases it when the agreed conditions are met — whether that's a delivered product, a completed freelance job, or a B2B supply order. No more “pay before delivery” scams.

Free to try. No card required to create an account.

Physical goodsFreelance & digital servicesSME B2B trade

Four steps to a safe transaction

TrustLock sits between buyer and seller so neither side has to trust a stranger — only the process.

  1. 01

    Agree on terms

    Buyer or seller creates a transaction with what’s being exchanged, the price, and the other party’s email. Both sides accept before anything moves.

  2. 02

    Buyer funds escrow

    The buyer pays into TrustLock — not to the seller. The money is locked and neither party can touch it.

  3. 03

    Seller delivers

    With payment guaranteed, the seller ships the item, completes the work, or delivers the service — whatever was agreed.

  4. 04

    Funds released

    The buyer confirms delivery and the payout to the seller is scheduled, arriving after a short review window. Disagreement? Open a dispute — funds stay locked until it’s resolved.

Trust is the product

Nigerian e-commerce loses billions to payment fraud every year. TrustLock removes the leap of faith from every transaction.

Funds locked, not trusted

Money never sits with the other party. It is held by the platform and only moves when the agreed conditions are met.

Built-in dispute resolution

If something goes wrong, either side can freeze the transaction and open a dispute. Funds stay locked until both parties settle.

Reputation you can check

Every completed transaction earns a rating. See who you’re dealing with before you commit a single naira.

Built for how Nigeria and Africa trade

Physical goods, freelance and digital services, or SME-to-SME supply deals — one escrow flow covers all of them, priced in naira and usable on any phone.

Your next transaction doesn't have to be a gamble

Create a free account, invite the other party by email, and let escrow do the trusting for both of you.

Create your free account